CLIK and ASLINDO LKM–LKMS Enter into Strategic Partnership to Strengthen Financial Inclusion and the Microfinance Ecosystem

PT CRIF Lembaga Informasi Keuangan (CLIK) has formalized a strategic collaboration with the Association of Microfinance Institutions and Sharia...

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Credit Risk 101: Definitions and Mitigation Strategies

Credit risk is an important aspect of finance that many people often overlook. In fact, understanding credit risk can help you manage loans,...

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Does “KOL 2” Mean You Can Still Apply for Credit?

Your credit score, also known as your loan history in the BI Checking system (now managed under OJK’s SLIK), is one of the main factors banks look...

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Steps to Clear and Restore Your Credit Score (BI Checking)

Your credit score—previously referred to as BI Checking in Indonesia—plays a key role when applying for loans from banks or financial institutions....

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How to Check Your Credit Score Online with CLIK in Just Seconds!

Knowing your credit score is an important step for both businesses and individuals to maintain financial health. A good credit score makes it...

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10 Reasons Why Your Credit Card Application Keeps Getting Rejected

Applying for a loan at a bank or financial institution is not always as simple as it seems. Many people feel they’ve met all the requirements, yet...

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Does a Credit Score (BI Checking) Affect Everyone in the Same Household? Here’s the Truth

A credit score—previously known as BI Checking—has become an essential part of loan applications and is now managed under SLIK OJK. But one...

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Enhancing Credit Infrastructure: APIIK 2024 Study on the Indonesian Credit Reporting Ecosystem

To provide regulators and stakeholders with a comprehensive overview of the national credit infrastructure, APIIK partnered with EY Parthenon to conduct a...

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Building a Better Credit Score: Essential Tips for Responsible Credit Card Use

Credit cards have become one of the preferred payment methods among Indonesians, with ownership in the country reaching 14.4 million, growing by 8,3%...

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From Insights to Decisions: How Bank Partners Can Leverage CLIKBoard to Accelerate Credit Card Penetration

With CLIKBoard, banks can obtain updated industry and market data, identify trends and opportunities, as well as make informed decisions to validate...

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