CLIK and ASLINDO LKM–LKMS Enter into Strategic Partnership to Strengthen Financial Inclusion and the Microfinance Ecosystem

PT CRIF Lembaga Informasi Keuangan (CLIK) has formalized a strategic collaboration with the Association of Microfinance Institutions and Sharia Microfinance Institutions of Indonesia (ASLINDO LKM–LKMS) through the signing of a Cooperation Agreement on 6 February 2026. This partnership represents a strategic step for both parties as part of efforts to strengthen a sound, responsible, and sustainable financing ecosystem, particularly within the Microfinance Institution (LKM) and Sharia Microfinance Institution (LKMS) sectors in Indonesia.

This collaboration is intended to support the expansion of national financial inclusion through the utilization of credit information infrastructure. By leveraging credit bureau services provided by CLIK, LKM and LKMS practitioners will be able to access comprehensive and value-added credit data and information to support credit analysis processes and enable more prudent and objective financing decisions.

The partnership is also aligned with initiatives to broaden access to financing, particularly for communities that have yet to gain access to formal banking services. Through the use of credit information systems, LKM and LKMS can assess prospective borrowers’ credit histories, disburse financing in a more targeted manner with measurable risk, while simultaneously maintaining the quality of their financing portfolios.

On the same occasion, 16 Microfinance Institutions also signed cooperation agreements with CLIK to utilize credit bureau data services and other related services. This participation reflects CLIK’s commitment to supporting credit growth while ensuring effective risk management and improving efficiency in the lending process.

Through this collaboration, it is expected that the role of LKM and LKMS in fostering community economic development will be further strengthened, particularly by providing access to financing for micro-entrepreneurs and low-income communities. Safe and affordable access to financing is anticipated to enhance economic independence, drive sustainable microenterprise growth, and contribute to overall economic resilience.

Going forward, CLIK remains committed to supporting the development of the microfinance ecosystem through the provision of risk management solutions and reliable credit information services. The synergy with ASLINDO LKM–LKMS is expected to further contribute to the expansion of financial inclusion and the achievement of healthy and sustainable economic development in Indonesia.