
PT CRIF Lembaga Informasi Keuangan, PT CLIK, is licensed by the Financial Services Authority of Indonesia (OJK) to operate a credit bureau.
- To become the best credit bureau and the preferred choice for all institutions in Indonesia.
- Bringing international experience and advanced technology to build a credit bureau service ecosystem tailored to the Indonesian market.
- Assisting financial and non-financial institutions in making effective credit risk management decisions.
- Supporting sustainable national growth by facilitating the penetration and democratization of various services.

CRIF is a global company specializing in credit bureau and business information systems, analytics, outsourcing and processing services, as well as advanced digital and open banking solutions. Founded in Bologna (Italy) in 1988, today CRIF has an international presence, covering 37 countries across 4 continents with over 6,400 professionals.
CRIF aims to create value for consumers, businesses and financial institutions by providing information and solutions that enable more powerful decision-making, improve access to credit and accelerate digital innovation. CRIF also offers fraud prevention and cybersecurity services to consumers and SMEs.
- 37 countries covered
- 85+ subsidiary companies
- 6,400+ professionals at your service
- more than 10,500 financial institutions, 600 insurance companies, 90,000 business clients, and 1,000,000 consumers use CRIF services.
- 500+ software installations
2022 was a challenging yet rewarding year. During the year CLIK was able to enjoy a very significant growth of his business.
Month on month enquiry grew from ~more that 400% from January to December.
While From a revenue perspective CLIK’s month on month revenue generation run rate grew from 300% from January to December. June 2022 especially was the month in which the Company was finally able to generate free cash flow. Hence as of June 2022 CLIK has been able to generate free cash flow, no longer depleting its equity.